Users
939KPayZapp is HDFC Bank’s Indian mobile-payment app, combining wallet, card and UPI experiences with bills and recharges. Customers manage payments through one interface, while the funding instrument determines whether a transaction draws on stored value, a bank account or a card.
Use cases:
Channels:
Initiation:
Markets
1TPV
$33MTransactions
2.9MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Reserve Bank of India







