PayZapp

pmt_payzapp

PayZapp is HDFC Bank’s Indian mobile-payment app, combining wallet, card and UPI experiences with bills and recharges. Customers manage payments through one interface, while the funding instrument determines whether a transaction draws on stored value, a bank account or a card.

Use cases:
Initiation:
Users
939K
Markets
1
TPV
$33M
Transactions
2.9M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards