Users
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Paytm is an Indian payment app combining UPI transfers with merchant acceptance and bill-payment services. Customers use eligible bank-linked payment options through the app, while its QR and mobile interface connects spending with the country’s interoperable payment infrastructure.
Use cases:
Channels:
Initiation:
Markets
1TPV
$24BTransactions
2.1BEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Reserve Bank of India





