Paytm

pmt_paytm

Introduced in 2010, Paytm is a digital wallet or mobile payment service for consumer and merchant payments.

Use cases:
Initiation:
Users
76M
Markets
1
TPV
$276B
Transactions
20B

Markets

Markets and currencies connected to Paytm across consumer, processing and settlement flows.

Capabilities

How Paytm works across its supported payment flows, normalized to the Atlas capability model.

Processing
ConfirmationDelayedInstant
Clearing ModelReal-timeBatch
System Settlement Timing
System Interoperability
Cross-border Support
Flows
EmbeddedSupported
RedirectSupported
Deep LinkSupported
Offline CompletionConditional
Manual Transfer
Payment Request
QRSupported
NFCConditional
USSD
Recurring
User-present RepeatSupported
Merchant-initiatedSupported
Mandate Support/RequiredConditional
Credential on FileSupported
Authentication
Online Banking
App ApprovalSupported
Biometric AuthenticationConditional
PIN / PasscodeConditional
One-time Password
3D SecureNot supported
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full RefundsNative
Partial RefundsNative
Multiple Partial RefundsConditional
Disputes
ChargebacksConditional
Non-chargeback Dispute ProcessSupported
Payment GuaranteeNot guaranteed
Funding Sources
Bank AccountConditional
CardConditional
Stored BalanceSupported
Credit Line
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account RequiredRequired
Phone Number RequiredConditional
Supported Bank/Issuer Required
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required

PSPs

PSP-specific Paytm implementations, kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes connected to Paytm, using the same four-metric model as the overview.

Compliance

Regulators and regulations connected to Paytm.

Regulator(s)
No regulators have been mapped yet.
Regulation Category

Standards

Standards connected to Paytm.

No standards have been mapped yet.