Online EFTPOS brings New Zealand bank-account payments into ecommerce checkout. A customer selects a supported bank and approves the purchase through its mobile-banking experience, giving merchants an account-funded alternative that does not require collecting card credentials online.
Estimated Monthly Usage, Aurato Research, November 2026
Capabilities
Merchant-initiated repeat payments are conditional; full refunds and multiple partial refunds are supported. Card-style chargebacks are not supported. Cross-border payments are not supported; confirmation may be instant or delayed.



