Online EFTPOS

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Online EFTPOS brings New Zealand bank-account payments into ecommerce checkout. A customer selects a supported bank and approves the purchase through its mobile-banking experience, giving merchants an account-funded alternative that does not require collecting card credentials online.

Use cases:
Initiation:
Users
73K
Markets
1
TPV
$9.8M
Transactions
86K

Estimated Monthly Usage, Aurato Research, November 2026

Historical trends

Capabilities

Merchant-initiated repeat payments are conditional; full refunds and multiple partial refunds are supported. Card-style chargebacks are not supported. Cross-border payments are not supported; confirmation may be instant or delayed.

Markets

Schemes

PSPs

No PSP implementations have been mapped for this method yet.

Compliance

Standards