MobiKwik ZIP EMI

pmt_mobikwik_zip_emi

ZIP EMI is MobiKwik’s credit offering for Indian users, providing partner-funded loans repaid in monthly instalments. It sits alongside the app’s wallet and UPI payments, giving customers a borrowing facility whose approval, pricing and repayment schedule depend on the lender.

Use cases:
Initiation:
Users
896K
Markets
1
TPV
$51M
Transactions
1.1M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

No regulations have been mapped yet.

Standards