Users
896KZIP EMI is MobiKwik’s credit offering for Indian users, providing partner-funded loans repaid in monthly instalments. It sits alongside the app’s wallet and UPI payments, giving customers a borrowing facility whose approval, pricing and repayment schedule depend on the lender.
Use cases:
Channels:
Initiation:
Markets
1TPV
$51MTransactions
1.1MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Reserve Bank of IndiaNo regulations have been mapped yet.



