M-Paisa brings Afghan customers mobile money through Roshan's telecom ecosystem. The service connects a phone-based balance with transfers, payments and cash agents, giving households and businesses a way to receive and move funds within Afghanistan alongside everyday cash use.
Estimated Monthly Usage, Aurato Research, November 2026
Capabilities
Customers can initiate payments with USSD; payment approval can use a PIN or passcode. Customers need an app account and phone number, but no local bank account. Interoperability can link payments across schemes or payment rails.



