M-Paisa

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M-Paisa brings Afghan customers mobile money through Roshan's telecom ecosystem. The service connects a phone-based balance with transfers, payments and cash agents, giving households and businesses a way to receive and move funds within Afghanistan alongside everyday cash use.

Use cases:
Initiation:
Users
18K
Markets
1
TPV
$1.7M
Transactions
42K

Estimated Monthly Usage, Aurato Research, November 2026

Historical trends

Capabilities

Customers can initiate payments with USSD; payment approval can use a PIN or passcode. Customers need an app account and phone number, but no local bank account. Interoperability can link payments across schemes or payment rails.

Markets

Schemes

PSPs

No PSP implementations have been mapped for this method yet.

Compliance

Standards