L.Pay

pmt_l_pay

L.Pay brings registered payment instruments into South Korea's Lotte retail and L.POINT ecosystem. Customers select and approve supported purchases through the app, linking merchant checkout with their chosen funding source and loyalty account across stores and digital channels.

Use cases:
Initiation:
Users
704K
Markets
1
TPV
$79M
Transactions
4.3M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Regulator
Bank of Korea

Standards