Users
704KL.Pay brings registered payment instruments into South Korea's Lotte retail and L.POINT ecosystem. Customers select and approve supported purchases through the app, linking merchant checkout with their chosen funding source and loyalty account across stores and digital channels.
Use cases:
Channels:
Initiation:
Markets
1TPV
$79MTransactions
4.3MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank of Korea



