Users
2.4MKredivo connects Southeast Asian shoppers with approved purchase credit and instalment checkout. Originating in Indonesia, its local-market products bring merchant orders into an app-managed credit account, with eligibility, repayment schedules and costs set by the country and offer.
Use cases:
Channels:
Initiation:
Markets
2TPV
$149MTransactions
7.9MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank Indonesia





