in3

pmt_in3

Introduced in 2018, in3 is a buy-now-pay-later service for installment payments at checkout.

Use cases:
Initiation:
Users
337K
Markets
1
TPV
$470M
Transactions
2.2M

Markets

Markets and currencies connected to in3 across consumer, processing and settlement flows.

Capabilities

How in3 works across its supported payment flows, normalized to the Atlas capability model.

Processing
ConfirmationInstantDelayed
Clearing ModelReal-timeBatch
System Settlement Timing
System Interoperability
Cross-border Support
Flows
Embedded
Redirect
Deep Link
Offline Completion
Manual Transfer
Payment Request
QR
NFC
USSD
Recurring
User-present RepeatSupported
Merchant-initiatedSupported
Mandate Support/RequiredSupported
Credential on FileConditional
Authentication
Online Banking
App Approval
Biometric Authentication
PIN / Passcode
One-time Password
3D SecureNot supported
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full Refunds
Partial Refunds
Multiple Partial Refunds
Disputes
Chargebacks
Non-chargeback Dispute Process
Payment Guarantee
Funding Sources
Bank Account
Card
Stored Balance
Credit LineSupported
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account Required
Phone Number Required
Supported Bank/Issuer Required
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required

PSPs

PSP-specific in3 implementations, kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes connected to in3, using the same four-metric model as the overview.

Compliance

Regulators and regulations connected to in3.

Regulator(s)
No regulators have been mapped yet.
No regulations have been mapped yet.

Standards

Standards connected to in3.

No standards have been mapped yet.