EPS Debit

pmt_eps_debit

EPS Debit gives Hong Kong shoppers an account-funded way to pay at local retailers. Eligible bank cards access the EPS service, with the customer selecting an account and entering a PIN; approved purchases immediately reduce the bank balance and produce a terminal confirmation.

Use cases:
Initiation:
Users
2.8M
Markets
1
TPV
$1.5B
Transactions
9.4M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards