ELCART Card

pmt_elcart_card
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ELCART is Kyrgyzstan's domestic card-payment scheme, connecting participating banks with merchant purchases and cash access. Alongside cards, supported NFC wearables and stickers extend the account-linked experience, bringing the scheme into everyday spending in several forms.

Use cases:
Initiation:
Users
1.2M
Markets
1
TPV
$66M
Transactions
2.2M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards