Kyrgyzstan | Aurato

Kyrgyzstan
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Kyrgyzstan's som-based payments market includes the national Elcard network, bank transfers and mobile payment services. Local acceptance and regional payment connections serve an economy that grew about 11.1% in 2025, with around 7.34 million residents and US$3,100 GDP per capita.

Population

7.3M

GDP

$23B

GDP per Capita

$3K

GDP Growth

11.1%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Kyrgyzstan

Kyrgyzstan's som cash remains useful alongside Elcard and mobile payments. Local currency is hard to obtain abroad, while acceptance of digital payment methods depends on the merchant, so access to banknotes shapes daily spending.

ATMs (PER 100K)

55.1

BANKS (PER 100K)

6.6

DEBIT CARDS (PER ADULT)

2.3

CREDIT CARDS (PER ADULT)

0.0

Compare

IMF, Financial Access Survey (FAS), 2025