Users
319Ke-zwich |
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e-zwich is Ghana's interoperable biometric smart-card payment system, operated by GhIPSS. It connects stored value with merchant and cash-access terminals, supporting uses such as salary and allowance payments and giving recipients a card to receive, hold and spend electronic money.
Use cases:
Channels:
Initiation:
Markets
1TPV
$399MTransactions
511KEstimated Monthly Usage, Aurato Research, November 2026
Capabilities
Payments can connect across different schemes or rails; payment completion can work without an active network connection. Local bank-account requirements vary by payment route. A formal non-chargeback dispute route is conditional.
Markets
Schemes
PSPs
No PSP implementations have been mapped for this method yet.
Compliance
Regulator
Bank of Ghana
