Ghana | Aurato

Ghana
`mkt_gh`

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Ghana’s mobile-money wallets connect transfers, agent cash access and merchant spending to a cedi-based economy. GhIPSS interoperability links participating providers, widening the routes between financial accounts in a country of approximately 35.1 million residents in 2025.

Population

35M

GDP

$114B

GDP per Capita

$3K

GDP Growth

6.0%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Ghana

Ghana's mobile-money agents connect physical cedi cash with digital wallets, making access to physical currency part of the mobile ecosystem. Cash machines are easier to find in large towns than rural areas, so access remains uneven.

ATMs (PER 100K)

10.0

BANKS (PER 100K)

5.5

DEBIT CARDS (PER ADULT)

0.2

CREDIT CARDS (PER ADULT)

0.0

Compare

IMF, Financial Access Survey (FAS), 2025