Users
12MCRED Pay connects Indian merchants with checkout approved through the CRED app. Its payment experience can use supported UPI, card or wallet routes, under instrument-specific rules, bringing a customer account and rewards-led shopping relationship to online and in-app purchases.
Use cases:
Channels:
Initiation:
Markets
1TPV
$6.1BTransactions
141MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Reserve Bank of India





