CRED Pay

pmt_cred_pay
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CRED Pay connects Indian merchants with checkout approved through the CRED app. Its payment experience can use supported UPI, card or wallet routes, under instrument-specific rules, bringing a customer account and rewards-led shopping relationship to online and in-app purchases.

Use cases:
Initiation:
Users
12M
Markets
1
TPV
$6.1B
Transactions
141M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

PSPs

Schemes

Compliance

Standards