BHIM Aadhaar Pay

pmt_bhim_aadhaar_pay
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BHIM Aadhaar Pay enables merchant purchases in India using an Aadhaar-linked bank account and biometric authentication. The merchant accepts payment through the AePS environment, giving the customer a way to pay without presenting a card or relying on a smartphone-based UPI checkout.

Use cases:
Initiation:
Users
1.7M
Markets
1
TPV
$86M
Transactions
2.4M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards