Users
309Kbcard Debit is the account-funded variant of Bulgaria's domestic card method. Issued by participating institutions, it lets customers pay or withdraw cash at accepting local terminals, while the linked account and issuer agreement determine funds, fees and any overdraft facility.
Use cases:
Channels:
Initiation:
Markets
1TPV
$156MTransactions
3.9MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Bulgarian National Bank



