Users
1.2MAmerican Express Debit connects the Amex acceptance network to money held in a linked deposit account. Purchases use the cardholder's available funds rather than a revolving credit line, combining card checkout with an account-funded model whose availability depends on the issuer.
Use cases:
Channels:
Initiation:
Markets
3TPV
$167MTransactions
8.9MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
National Bank of Georgia





