American Express Charge

pmt_american_express_charge

American Express Charge represents Amex-branded purchases funded through a charge account. Spending is billed for later repayment, typically in full at the statement due date, separating this funding model from revolving credit while using the American Express merchant network.

Use cases:
Initiation:
Users
186K
Markets
1
TPV
$100M
Transactions
864K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards