Switzerland

mkt_ch
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TWINT gives Swiss merchants a local mobile-payment option alongside global cards and bank transfers over SIC. Franc-denominated domestic spending and euro connections serve an affluent market whose GDP per capita was approximately US$114,800 in 2025, with product-specific funding.

Alpha-3:CHE
NUM:756
Population
9.1M
GDP
$1.0T
GDP per Capita
$115K
GDP Growth
1.3%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Switzerland

Swiss cash use changed little in 2025, with debit cards leading payments at physical points of sale and notes ranking second. Cash access satisfaction fell to 81% from 88% in 2024 as cash machine access points continued to shrink.

ATMs (PER 100K)
77.0
BANKS (PER 100K)
31.3
DEBIT CARDS (PER ADULT)
1.9
CREDIT CARDS (PER ADULT)
1.1
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards