Serbia

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DinaCard and the central bank’s IPS instant-payment system give Serbia domestic bank-card and QR purchase routes. They complement international networks in the dinar economy, where 6.55 million residents had GDP per capita near US$15,300 in 2025 alongside overseas banking needs.

Alpha-3:SRB
NUM:688
Population
6.5M
GDP
$100B
GDP per Capita
$15K
GDP Growth
2.0%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Serbia

Dinar cash serves Serbia's smaller merchants as DinaCard and IPS QR payments widen acceptance of electronic payment methods. Instant transfers grew in 2025, giving shoppers another way to move funds from bank accounts to purchases.

ATMs (PER 100K)
58.1
BANKS (PER 100K)
23.2
DEBIT CARDS (PER ADULT)
2.2
CREDIT CARDS (PER ADULT)
0.2
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards