DinaCard and the central bank’s IPS instant-payment system give Serbia domestic bank-card and QR purchase routes. They complement international networks in the dinar economy, where 6.55 million residents had GDP per capita near US$15,300 in 2025 alongside overseas banking needs.
Cash in Serbia
Dinar cash serves Serbia's smaller merchants as DinaCard and IPS QR payments widen acceptance of electronic payment methods. Instant transfers grew in 2025, giving shoppers another way to move funds from bank accounts to purchases.
Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
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