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DinaCard and the central bank’s IPS instant-payment system give Serbia domestic bank-card and QR purchase routes. They complement international networks in the dinar economy, where 6.55 million residents had GDP per capita near US$15,300 in 2025 alongside overseas banking needs.
Population
6.5MGDP
$100BGDP per Capita
$15KGDP Growth
2.0%Cash in Serbia
Dinar cash serves Serbia's smaller merchants as DinaCard and IPS QR payments widen acceptance of electronic payment methods. Instant transfers grew in 2025, giving shoppers another way to move funds from bank accounts to purchases.
ATMs (PER 100K)
58.1BANKS (PER 100K)
23.2DEBIT CARDS (PER ADULT)
2.2CREDIT CARDS (PER ADULT)
0.2Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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PSPs
Compliance
Regulator
National Bank of Serbia







