Romania | Aurato

Romania
`mkt_ro`

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Romania retains the leu while linking domestic accounts to instant payments and European euro flows. Cards and mobile banking serve merchant checkout alongside bank transfers in an EU economy of approximately 19 million residents, with GDP per capita close to US$22,500 in 2025.

Population

19M

GDP

$429B

GDP per Capita

$23K

GDP Growth

0.7%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Romania

Romania remains cash-oriented as debit and credit card use increases. Urban acceptance offers choice, while leu notes continue to play an important role for daily spending; growing mobile banking coexists with a strong cash habit.

ATMs (PER 100K)

69.3

BANKS (PER 100K)

19.4

DEBIT CARDS (PER ADULT)

1.6

CREDIT CARDS (PER ADULT)

0.2

Compare

IMF, Financial Access Survey (FAS), 2025