Republic of Moldova

mkt_md
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MIA gives Moldova a domestic instant account-payment brand alongside leu bank transfers and cards. Cross-border European transfer connections add cross-border access in a smaller economy whose population was approximately 2.36 million and GDP per capita about US$8,600 in 2025.

Alpha-3:MDA
NUM:498
Population
2.4M
GDP
$20B
GDP per Capita
$9K
GDP Growth
2.4%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Republic of Moldova

Cash remains important in Moldova's rural shops and markets, while cities offer cards and MIA transfers. Access differs in Transnistria, where cards issued outside the market generally do not work and a separate ruble circulates.

ATMs (PER 100K)
72.0
BANKS (PER 100K)
25.7
DEBIT CARDS (PER ADULT)
2.2
CREDIT CARDS (PER ADULT)
0.0
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards