Paraguay | Aurato

Paraguay
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Paraguay’s SPI instant-payment system gives guaraní account transfers a shared domestic route alongside cards. Merchant acceptance and banking services operate in an economy that expanded approximately 6.6% in 2025, with about 7 million residents and GDP per capita near US$7,000.

Population

7.0M

GDP

$49B

GDP per Capita

$7K

GDP Growth

6.6%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Paraguay

Guaraní cash retains a place in Paraguay's economy, especially in the Chaco, where payment cards are rarely accepted. Instant transfers are growing, but merchant reach and location still determine whether notes can be left behind.

ATMs (PER 100K)

28.5

BANKS (PER 100K)

8.5

DEBIT CARDS (PER ADULT)

0.8

CREDIT CARDS (PER ADULT)

0.3

Compare

IMF, Financial Access Survey (FAS), 2025