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Multinational activity lifts Ireland’s headline GDP per capita above what household spending alone would suggest. Euro-area banking links domestic accounts to SEPA transfers and direct debits, while card acceptance connects local merchants with residents, global firms and visitors.
Population
5.5MGDP
$722BGDP per Capita
$132KGDP Growth
12.3%Cash in Ireland
Ireland used cash for 49% of point-of-sale transactions in 2024, a lower share than recorded in the 2022 survey. Cards and mobile payments are prominent, yet notes still handle close to half of purchases at physical points of sale.
ATMs (PER 100K)
29.4BANKS (PER 100K)
12.0DEBIT CARDS (PER ADULT)
1.9CREDIT CARDS (PER ADULT)
0.4Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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