Ireland

mkt_ie
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Multinational activity lifts Ireland’s headline GDP per capita above what household spending alone would suggest. Euro-area banking links domestic accounts to SEPA transfers and direct debits, while card acceptance connects local merchants with residents, global firms and visitors.

Alpha-3:IRL
NUM:372
Population
5.5M
GDP
$722B
GDP per Capita
$132K
GDP Growth
12.3%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Ireland

Ireland used cash for 49% of point-of-sale transactions in 2024, a lower share than recorded in the 2022 survey. Cards and mobile payments are prominent, yet notes still handle close to half of purchases at physical points of sale.

ATMs (PER 100K)
29.4
BANKS (PER 100K)
12.0
DEBIT CARDS (PER ADULT)
1.9
CREDIT CARDS (PER ADULT)
0.4
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards