Greece

mkt_gr

IRIS gives Greece a domestic account-based payment option alongside cards and SEPA banking. Euro settlement connects domestic commerce with European accounts, while merchant acceptance also serves international visitors. GDP per capita reached approximately US$26,900 in 2025.

Alpha-3:GRC
NUM:300
Population
10M
GDP
$281B
GDP per Capita
$27K
GDP Growth
2.1%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Greece

Greece still used cash for 54% of point-of-sale transactions in 2024, although its share declined from 2022. Cards and IRIS account payments offer alternatives to physical currency, while notes remain relevant to everyday purchases.

ATMs (PER 100K)
62.7
BANKS (PER 100K)
14.8
DEBIT CARDS (PER ADULT)
1.9
CREDIT CARDS (PER ADULT)
0.3
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards