Cyprus | Aurato

Cyprus
`mkt_cy`

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Cyprus grew about 3.8% in real terms in 2025, serving domestic consumers and cross-border businesses through euro-area banking. Cards provide merchant acceptance, while SEPA transfers and direct debits connect local accounts to European counterparties without a currency change.

Population

1.4M

GDP

$41B

GDP per Capita

$42K

GDP Growth

3.8%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Cyprus

Cash covered 48% of Cyprus's point-of-sale transactions in the European Central Bank's 2024 survey, down sharply from 2022. Cards are steadily gaining ground, though notes remain useful for small purchases beyond tourist businesses.

ATMs (PER 100K)

28.1

BANKS (PER 100K)

18.1

DEBIT CARDS (PER ADULT)

1.6

CREDIT CARDS (PER ADULT)

0.3

Compare

IMF, Financial Access Survey (FAS), 2025