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Macao’s pataca is linked to the Hong Kong dollar, shaping conversion and visitor spending in its payment market. Cards, bank accounts and mobile wallets serve local commerce in a territory of roughly 686,000 residents whose GDP per capita reached approximately US$75,900 in 2025.
Population
686KGDP
$52BGDP per Capita
$76KGDP Growth
4.7%Cash in Macao
Macao's expanding payments made through mobile apps give shoppers more ways to avoid cash, with wallet transactions growing in late 2025. Pataca and Hong Kong dollar banknotes circulate, linking spending with the visitor economy.
ATMs (PER 100K)
222.0BANKS (PER 100K)
43.3DEBIT CARDS (PER ADULT)
4.4CREDIT CARDS (PER ADULT)
3.0Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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PSPs
Compliance
Regulator
Monetary Authority of Macao







