Macao

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Macao’s pataca is linked to the Hong Kong dollar, shaping conversion and visitor spending in its payment market. Cards, bank accounts and mobile wallets serve local commerce in a territory of roughly 686,000 residents whose GDP per capita reached approximately US$75,900 in 2025.

Alpha-3:MAC
NUM:446
Population
686K
GDP
$52B
GDP per Capita
$76K
GDP Growth
4.7%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Macao

Macao's expanding payments made through mobile apps give shoppers more ways to avoid cash, with wallet transactions growing in late 2025. Pataca and Hong Kong dollar banknotes circulate, linking spending with the visitor economy.

ATMs (PER 100K)
222.0
BANKS (PER 100K)
43.3
DEBIT CARDS (PER ADULT)
4.4
CREDIT CARDS (PER ADULT)
3.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards