Botswana

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Botswana’s economy contracted by about 0.7% in 2025, with GDP per capita near US$7,800. Pula bank accounts, cards and mobile-money services support domestic spending, while regional trade make cross-border payment access and currency conversion relevant to local trading businesses.

Alpha-3:BWA
NUM:072
Population
2.6M
GDP
$20B
GDP per Capita
$8K
GDP Growth
-0.7%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Botswana

Botswana's need for cash payments is strongest beyond towns: community craft outlets, cultural sites and remote shops often need pula notes. Cards and mobile money add options, but cash machines are concentrated in larger towns.

ATMs (PER 100K)
37.7
BANKS (PER 100K)
8.0
DEBIT CARDS (PER ADULT)
1.1
CREDIT CARDS (PER ADULT)
0.1
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards