Annual Fee
—Card product · Netherlands · Consumer
Van Lanschot Kempen Creditcard Gold is a credit card product available in Netherlands from Van Lanschot Kempen, with Mastercard acceptance.
vanlanschotkempen.comCredit Limit
—Approved credit limitFX Markup
2.0%Insurance
365 daysBenefits
Main benefits
| Purchase insurance (days) | 365 |
|---|---|
| Delivery protection | Yes |
| Travel insurance | Limited travel inconvenience cover |
| Rental-car cover | No |
| Lounge access | No |
Eligibility
| Minimum net monthly income | —Blank if not public/applicable |
|---|---|
| Minimum age | 18 |
| Account required | Yes; Van Lanschot Kempen private-banking relationship; Private-banking clients |
| Credit check | Yes |
| Registration model | No standard registration stated; arrears/negative records may be reported |
Fees
| One-time fee | —Blank if not public |
|---|---|
| Monthly account fee | —Blank if not public |
| Extra card annual fee | —Blank if not public/not offered |
| FX markup % | 2.0% |
| ATM fee | See provider tariff |
| Interest | No interest if statement paid in full on time |
| Interest-free days | 21 |
Features
| Apple Pay | Yes |
|---|---|
| Google Pay | Yes |
| Other wallets | —Blank if not found |
| Online payments | Yes |
| Card controls | Yes |
| Contactless | Yes |
| Cash withdrawal | Yes |
Mechanics
| Tier | Gold |
|---|---|
| Funding model | Issuer credit line |
| Repayment model | Monthly full statement payment |
| Form factor | Physical + virtual |
| Material | Plastic |



