Annual Fee
€0Card product · Netherlands · Small business
Qonto Instant Card is a debit card product available in Netherlands from Qonto, with Mastercard acceptance.
qonto.comCredit Limit
—FX Markup
—Insurance
—Benefits
Main benefits
Business spending with individual limits and central expense management. Temporary card for an assigned budget.
| Purchase insurance (days) | —Blank means not verified, not No |
|---|---|
| Delivery protection | —Unverified if not public |
| Travel insurance | —Unverified if not public |
| Rental-car cover | —Unverified if not public |
| Lounge access | —Verify guest/visit conditions |
Eligibility
| Minimum net monthly income | —Blank if not public/applicable |
|---|---|
| Minimum age | —Blank if not public |
| Account required | —Unverified if unclear |
| Credit check | —No / not stated kept together only where issuer gives no consumer-credit line |
| Registration model | —Not legal advice; verify terms |
Fees
| One-time fee | —Blank if not public |
|---|---|
| Monthly account fee | —Blank if not public |
| Extra card annual fee | —Blank if not public/not offered |
| FX markup % | —Blank where model is allowance/variable/unverified |
| ATM fee | —See tariff if complex |
| Interest | —Not applicable for debit/charge full-pay |
| Interest-free days | —Blank if dynamic/not stated |
Features
| Apple Pay | —Unverified is not No |
|---|---|
| Google Pay | —Unverified is not No |
| Other wallets | —Blank if not found |
| Online payments | —Unverified is not No |
| Card controls | —Unverified is not No |
| Contactless | —Unverified is not No |
| Cash withdrawal | —Unverified is not No |
Mechanics
| Tier | Instant |
|---|---|
| Funding model | Account balance |
| Repayment model | Immediate debit |
| Form factor | Digital only |
| Material | —Blank if not relevant |




