Bcard's technology standards underpin Bulgaria's domestic card scheme and its participant certification. Issuers, acquirers and suppliers of cards, terminals or processing systems must meet the scheme's requirements, linking acceptance technology with governed network participation.
TL;DR:
- Bcard defines proprietary technology standards for Bulgaria’s domestic card scheme.
- Issuers, acquirers and relevant technology suppliers must undergo scheme certification.
- The scheme covers card acceptance, participant qualification and brand-use requirements.
Summary
Scheme governance
The Bulgarian National Card and Payment Scheme sets the rules and technology standards for Bcard. Its certification overview connects technical compliance with effective interaction among participants, placing payment products and processing components within a governed domestic scheme.
Certification roles
Certification applies to issuers offering Bcard cards, acquirers accepting them at terminals, and suppliers whose cards, terminals or systems process Bcard transactions. The Bcard Certification Center develops and executes the compliance policy. Participation therefore involves scheme qualification as well as a commercial acceptance arrangement.
Products and acceptance
The scheme’s public FAQ identifies debit, credit and prepaid products for personal or business use. It describes Bulgarian ATM, POS and online acceptance bearing the Bcard or BORICA mark. These product and acceptance descriptions provide context without establishing a particular external technical certification.
Branding and operating materials
Merchant guidance requires the Bcard logo and the appropriate product identifier. Logo proportions and permitted forms are controlled; acceptance conditions, commissions and restrictions are obtained through the servicing bank. These materials connect brand recognition at the acceptance point with product-specific operating arrangements.
Keywords
- Scheme Technology
- Issuer Participation
- Acquirer Participation
- Card Products
- Payment Terminals
- Transaction Systems
- Scheme Certification
- Bulgaria
- Provider Approval
- Bcard