Banco de México's CoDi specifications govern the generation and communication of collection requests through QR, NFC and internet channels. Developers obtain messaging, sandbox and certification instructions under confidentiality, supporting implementations of CoDi acceptance flows.
TL;DR:
- CoDi collection requests initiate a transfer after the payer accepts.
- Banco de México documents QR, NFC and internet delivery channels.
- Developer registration and certification require a controlled documentation process.
Summary
Collection And Payment
CoDi is Banco de México's mobile payment and collection platform. A collection request carries payment information; customer acceptance triggers the electronic transfer. The public description names QR and NFC, while the developer guide also covers internet-delivered requests.
Participant Roles
The guide distinguishes third-party and merchant developers supplying collection solutions from SPEI participants supplying the public payment function. Generating a request therefore does not establish direct SPEI participation or authority to supply all payer-side functionality.
Development Process
The guide describes an intent letter, supporting documentation and business case, then a confidentiality agreement before detailed technical material is supplied. Developers receive sandbox and help-desk access and proceed through verification and certification. An individual app's completion of that process requires its own evidence.
Specification Boundary
The public guide explains access and responsibilities without exposing the complete restricted messaging specification. Named QR and NFC channels are not interchangeable generic implementation profiles. The user page describes round-the-clock payments and prompt account availability; applicable participant and developer instructions govern the actual solution.
Keywords
- Collection Requests
- QR Initiation
- NFC Requests
- Internet Messaging
- Payer Acceptance
- SPEI
- Developer Registration
- Confidentiality Agreement
- Sandbox
- Mexico