Azerbaijan's AZQR requirements define payment QR structures and data fields for merchant-presented and consumer-presented codes. Adopted in November 2025, they follow the EMV QR specifications and distinguish mandatory, conditional and optional information in payment payloads.
TL;DR:
- AZQR defines minimum QR-payment structure and fields for payment providers in Azerbaijan.
- The November 2025 requirements cover merchant- and consumer-presented payment codes.
- EMV references and field obligations define a profile without certifying particular applications.
Summary
Purpose and Scope
Azerbaijan's AZQR requirements define payment QR structures and data fields for merchant-presented and consumer-presented codes. Adopted in November 2025, they follow the EMV QR specifications and distinguish mandatory, conditional and optional information in payment payloads.
Legal and Technical Scope
Approved by the Central Bank of Azerbaijan on 12 November 2025, the requirements address AZQR codes generated by payment service providers for payment for goods, works and services. They set minimum formatting and field requirements within Azerbaijan.
Presentation and Data
Merchant-presented codes are based on the corresponding EMV QRCPS specification; payer-presented codes reference the consumer-presented specification. The document also identifies international references for QR representation and common code sets.
Conformance and Dependencies
The data profile supports interoperable code generation and interpretation, while the actual payment still needs a participating application, provider authorisation and transaction processing. Applicability of AZQR requirements is not evidence that an application has passed implementation testing.
Keywords
- AZQR
- Azerbaijan
- QR Requirements
- Merchant Presented
- Consumer Presented
- Mandatory Fields
- Currency Codes
- Merchant Categories
- EMV QR
- Payment Providers