Yucho Pay

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Yucho Pay is Japan Post Bank’s account-funded mobile-payment service for participating merchants and payment slips. Customers approve a QR or code-based purchase against their deposit account; payment functions will end on 20 December 2026 with the wider Bank Pay service family.

Use cases:
Initiation:
Users
343K
Markets
1
TPV
$14M
Transactions
970K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Funding can come from bank accounts; merchant payment confirmation is instant. Online and in-person payments are supported. Interoperability stays within the same scheme or payment rail; payments can use JPY as a funding currency.

Markets

Schemes

PSPs

Compliance

Regulator
Bank of Japan

Standards