Yucho Pay is Japan Post Bank’s account-funded mobile-payment service for participating merchants and payment slips. Customers approve a QR or code-based purchase against their deposit account; payment functions will end on 20 December 2026 with the wider Bank Pay service family.
Estimated Monthly Usage, Aurato Research, October 2026
Capabilities
Funding can come from bank accounts; merchant payment confirmation is instant. Online and in-person payments are supported. Interoperability stays within the same scheme or payment rail; payments can use JPY as a funding currency.




