Users
127KYOKA! Pay |
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YOKA! Pay is Fukuoka Bank’s Japanese account-to-account merchant-purchase service, using QR codes or customer barcodes to authorise a deposit-account debit. Its merchant-payment functions are scheduled to end on 20 December 2026 as the linked Bank Pay services are withdrawn.
Use cases:
Channels:
Initiation:
Markets
1TPV
$9.7MTransactions
403KEstimated Monthly Usage, Aurato Research, November 2026
Capabilities
Customers can approve payments using the payment app and a PIN or passcode; merchants receive instant payment confirmation. Online and in-person payments are supported. Interoperability stays within the same scheme or payment rail.
Markets
Schemes
PSPs
No PSP implementations have been mapped for this method yet.
Compliance
Regulator
Bank of Japan
