Umoja

pmt_umoja

Umoja is a Tanzanian domestic card and shared switch linking participating banks. Issuer debit cards connect bank funds with supported merchant terminals and ATM access, providing a local payment route whose acceptance depends on the bank, card product and Umoja infrastructure.

Use cases:
Initiation:
Users
47K
Markets
1
TPV
$957K
Transactions
55K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards