Users
47KUmoja is a Tanzanian domestic card and shared switch linking participating banks. Issuer debit cards connect bank funds with supported merchant terminals and ATM access, providing a local payment route whose acceptance depends on the bank, card product and Umoja infrastructure.
Use cases:
Channels:
Initiation:
Markets
1TPV
$957KTransactions
55KEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Bank of Tanzania



