TROY Debit

pmt_troy_debit

A TROY debit card brings a Turkish bank-account balance onto the country’s domestic card network. Merchant purchases draw on linked funds under the issuer’s authorisation and limits, giving customers a local card-payment route without a credit card’s borrowing and repayment cycle.

Use cases:
Initiation:
Users
13M
Markets
1
TPV
$1.7B
Transactions
163M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards