Suica

pmt_suica

Suica is JR East’s Japanese stored-value payment system for transport and participating shops. Physical cards and supported mobile versions deduct the fare or purchase amount from a prepaid balance, making the same credential useful for a train journey, shop visit or other purchase.

Use cases:
Initiation:
Users
25M
Markets
1
TPV
$1.2B
Transactions
464M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Regulator
Bank of Japan

Standards