Users
2.0MStandard Bank Instant Money is a South African wallet and cash-send service for mobile recipients. A sender can create a voucher collected with a PIN at an approved retailer, while wallet functions keep value electronic; collection, funding and transfer limits depend on the channel.
Use cases:
Channels:
Initiation:
Markets
1TPV
$176MTransactions
4.5MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
South African Reserve Bank



