Users
671KSistecrédito |
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Sistecrédito is a Colombian purchase-financing service with a credit line accepted by partner stores. Approved customers buy now and repay over time, with the app and web tools helping manage debt; PSE, Nequi and bank options are repayment channels separate from purchase financing.
Use cases:
Channels:
Initiation:
Markets
1TPV
$74MTransactions
796KEstimated Monthly Usage, Aurato Research, November 2026
Capabilities
Payments can be initiated using barcodes or payment codes; payments can be funded from credit lines. A formal non-chargeback dispute process is available. Further purchases can be paid with the customer actively approving payment.
Markets
Schemes
PSPs
No PSP implementations have been mapped for this method yet.
Compliance
Regulator
Central Bank of Colombia
