Users
487KSiirto | |
|---|---|
pmt_siirto |
Introduced in 2017, Siirto is a bank-transfer payment method for account-to-account payments used primarily in Finland.
Use cases:
Channels:
Initiation:
Markets
1TPV
$138MTransactions
2.0MHistorical trendsDeepdive
Number of Users
UsersYoY
Monthly · Aug 2016 – Aug 2026
Aug 2026487KYoY +38.9%
Total Payment Volume
TPV (USD)YoY
Monthly · Aug 2016 – Aug 2026
Aug 2026$138MYoY +37.3%
Capabilities
A standardized, evidence-aware view of how this payment method works.
Processing
Confirmation
Clearing Model
System Settlement Timing
System Interoperability
Cross-border Support
Flows
Embedded
Redirect
Deep Link
Offline Completion
Manual Transfer
Payment Request
QR
NFC
USSD
Recurring
User-present Repeat
Merchant-initiated
Mandate Support/Required
Credential on File
Authentication
Online Banking
App Approval
Biometric Authentication
PIN / Passcode
One-time Password
3D Secure
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full Refunds
Partial Refunds
Multiple Partial Refunds
Disputes
Chargebacks
Non-chargeback Dispute Process
Payment Guarantee
Funding Sources
Bank Account
Card
Stored Balance
Credit Line
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account Required
Phone Number Required
Supported Bank/Issuer Required
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required
Markets
PSPs
PSP-specific implementations are kept separate from the underlying payment method.
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Bank of Finland