PayPay

pmt_paypay
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PayPay is a Japanese mobile-payment brand centred on QR merchant acceptance and money management. Customers use eligible balances or linked payment options for purchases, while the rewards and financial-services ecosystem gives the wallet a role beyond a single online checkout.

Use cases:
Initiation:
Users
34M
Markets
2
TPV
$9.9B
Transactions
906M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Regulator
Bank of Japan

Standards