Payflex

pmt_payflex

Payflex gives South African shoppers a choice of two, three or four instalments at participating merchants. Its Pay in 4 option takes a quarter upfront and the balance over six weeks, while the other plans follow pay cycles. Purchase approval and collection run through Payflex.

Use cases:
Initiation:
Users
111K
Markets
1
TPV
$18M
Transactions
120K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards