PAYBACK PAY

pmt_payback_pay

PAYBACK PAY combines mobile checkout with Germany's PAYBACK loyalty programme. Users pay through the app at participating stores and online, collecting or redeeming points in the same flow. Funding can come from a registered credit card or a SEPA direct debit from a current account.

Use cases:
Initiation:
Users
1.2M
Markets
1
TPV
$126M
Transactions
2.5M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards