PayB

pmt_payb

PayB turns Japanese bills into mobile bank-account payments. The customer scans the payment barcode in the app and authorises settlement from an account, combining the bill’s collection reference with banking authentication so the obligation can be paid without visiting a counter.

Use cases:
Initiation:
Users
118K
Markets
1
TPV
$15M
Transactions
388K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Regulator
Bank of Japan

Standards