Users
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PayAttitude uses a phone number to initiate Nigerian payments, transfers and cash-access requests. Customers approve the request through an authorised app, bank interface or USSD route, linking the merchant-facing phone identifier with the funding account and its authentication.
Use cases:
Channels:
Initiation:
Markets
1TPV
$1.7MTransactions
289KEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Central Bank of Nigeria


