PayAttitude

pmt_payattitude
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PayAttitude uses a phone number to initiate Nigerian payments, transfers and cash-access requests. Customers approve the request through an authorised app, bank interface or USSD route, linking the merchant-facing phone identifier with the funding account and its authentication.

Use cases:
Initiation:
Users
117K
Markets
1
TPV
$1.7M
Transactions
289K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards