Pay-easy

pmt_pay_easy

Pay-easy connects Japanese bills and public-payment requests with banks’ online, mobile and ATM channels. The customer uses the request’s identifiers to retrieve and authorise an account-funded payment, reducing transfer details while enabling the creditor to reconcile the obligation.

Use cases:
Initiation:
Users
8.4M
Markets
1
TPV
$6.1B
Transactions
10M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Regulator
Bank of Japan

Standards