PASMO

pmt_pasmo
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PASMO is a rechargeable Japanese transport card used for rail, bus and eligible retail payments. Its stored balance supports tap-based spending, while interoperability links the Tokyo-area brand with other IC-card regions; mobile versions bring the same payment role to a phone.

Use cases:
Initiation:
Users
10M
Markets
1
TPV
$579M
Transactions
239M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Regulator
Bank of Japan

Standards