Paidy

pmt_paidy

Paidy groups eligible Japanese purchases into a pay-later bill, allowing shoppers to order before settling through repayment channels. Its checkout experience replaces immediate card payment with an approved receivable, while instalment plans depend on the customer and purchase.

Use cases:
Initiation:
Users
2.6M
Markets
1
TPV
$236M
Transactions
12M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Regulator
Bank of Japan

Standards