Users
2.3MPaidy | |
|---|---|
pmt_paidy |
Introduced in 2008, Paidy is a buy-now-pay-later service for installment payments at checkout.
Use cases:
Channels:
Initiation:
Markets
1TPV
$2.2BTransactions
15MNumber of Users
UsersYoY
Total Payment Volume
TPVYoY
Markets
Mapped markets and the currencies used across the payment flow.
Capabilities
A standardized, evidence-aware view of how this payment method works.
Processing
Confirmation
Clearing Model
System Settlement Timing
System Interoperability
Cross-border Support
Flows
Embedded
Redirect
Deep Link
Offline Completion
Manual Transfer
Payment Request
QR
NFC
USSD
Recurring
User-present Repeat
Merchant-initiated
Mandate Support/Required
Credential on File
Authentication
Online Banking
App Approval
Biometric Authentication
PIN / Passcode
One-time Password
3D Secure
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full Refunds
Partial Refunds
Multiple Partial Refunds
Disputes
Chargebacks
Non-chargeback Dispute Process
Payment Guarantee
Funding Sources
Bank Account
Card
Stored Balance
Credit Line
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account Required
Phone Number Required
Supported Bank/Issuer Required
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required
PSPs
PSP-specific implementations are kept separate from the underlying payment method.
No PSP implementations have been mapped for this method yet.
Schemes
Schemes connected to Paidy, using the same four-metric model as the overview.
Compliance
Regulators and regulations connected to Paidy.
Regulator(s)
No regulators have been mapped yet.
No regulations have been mapped yet.
Standards
Standards connected to Paidy.
No standards have been mapped yet.