Oney

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Oney provides pay-later and instalment options at European retailers, including short repayment plans at checkout. The customer finances an eligible purchase under the local Oney product’s approval and repayment terms, while the merchant offers credit as part of its payment selection.

Use cases:
Initiation:
Users
520K
Markets
1
TPV
$196M
Transactions
559K

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards