Users
520KOney provides pay-later and instalment options at European retailers, including short repayment plans at checkout. The customer finances an eligible purchase under the local Oney product’s approval and repayment terms, while the merchant offers credit as part of its payment selection.
Use cases:
Channels:
Initiation:
Markets
1TPV
$196MTransactions
559KEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank of France




